project partner: Fachstelle für Schuldenfragen, Luzern
(Center for Debt Counseling, Lucerne)
Life crises can quickly lead people into the debt trap. There are many reasons for this: divorce, separation, illness, unemployment or other. And this is the case regardless of earnings. It can affect people from all population groups.
The Center for Debt Issues offers people help with debt. Those in trouble learn how to find a sustainable way out of the debt trap. This gives them the courage to solve the problem again in the long term. This also has a positive effect on their environment and their work performance.
Unpaid bills and warnings over a long period of time are the first signs that debt is piling up. According to Center for Debt Counseling, almost one in five people live in a household with payment arrears. It also creates a very stressful situation psychologically.
The Fachstelle Schuldenberatung (Center for Debt Counseling) offers services for people seeking advice and their relatives residing in the cantons of Lucerne and Nidwalden, as well as professionals from municipalities, authorities, institutions and organizations.
The Happel Foundation supports projects according to the principle of “help for self-help”.
Sponsorship applications can only be submitted online on our application platform.
The Happel Foundation Switzerland is a charitable Swiss foundation based in Lucerne.